401k Services

At Kenjol Capital Management, we help clients accumulate and maintain wealth by assisting them with asset allocation and investment selection in their self-managed 401(k) retirement plans. For many individuals, their company-sponsored 401(k) can be a major segment of their overall investment portfolio and demands proper attention and management. Additionally, many successful professionals do not have the time, tools, talent, or desire to perform ongoing investment management duties in additional to their professional careers.

We believe that with the assistance of professional advice on your 401(k), you can leverage our professional experience and research tools to steer your retirement plan in the proper direction. We help take the guesswork out of managing your plan by helping you understand your retirement plan options and our active management services. As we have pointed out, annual research from DALBAR Inc shows that the majority of individual investors substantially underperform market indexes and inflation over a 20-year time frame.

From simple to complex, we work with all ranges of retirement plans. For 401(k) plans that offer a BrokerageLink option, we can utilize the expanded investment menu, and in many cases implement one of Kenjol’s investment programs.

Ongoing Management
We assume the responsibility of monitoring your retirement plan options every day. In addition, we analyze changes in risk levels and modify your investment selections and allocations when necessary. Our advice is easy to understand and specific regarding the mutual fund options in your company-sponsored retirement plan.

Although our process for risk management decisions is structured and well thought out, there will be times when an investment decision doesn’t perform as planned. Our investment strategy includes a scenario for when things go wrong. We use loss limits on a position to minimize downside risk in unfavorable market conditions. It is okay to be wrong. It’s not okay to stay wrong. That is the essence of stock market risk management.

Managing The Account
In most cases, we can work with clients regardless of their 401(k) plan administrator.
Using the investment selections available in your 401(k) plan, we create a customized investment recommendation for you that aligns with your time horizon and tolerance for risk.

For those who have a Fidelity BrokerageLink or similar account, we can use the available expanded menu options to apply our investment models and strategies. Again, we provide a customized solution that aligns with your time horizon and tolerance for risk.